Kentucky - CoverSmart

Kentucky salon liability: booth vs shop, without the sales pitch

Louisville and Lexington landlords ask for the same thing: a named additional insured. Start here if you cut or color hair and need a certificate this week.

Policies are placed by Stockton-Hill Insurance LLC. Amanda Hill, licensed agent, handles Kentucky CoverSmart follow-up.

Hair salon lounge with leather seating and hanging lights

Choose your Kentucky license

I'm a barber
From $193 a year

Two plan choices inside CoverSmart

Continue as a barber

Opens CoverSmart for Kentucky barbers. Pick your plan on the next screen.

I'm a stylist/cosmetologist
From $193 a year

Two plan choices inside CoverSmart

Continue as a stylist

Opens CoverSmart for Kentucky stylists and cosmetologists. Pick your plan on the next screen.

Kentucky CoverSmart at a glance

Cities we help in Kentucky

Open a Kentucky city page for neighborhood lease patterns and chair counts we track from public sources.

LouisvilleLexingtonBowling GreenOwensboroCovingtonRichmond

Certificates and your Kentucky lease

Double-check the named insured spelling on every certificate.

Kentucky services that skip the online button

If the menu includes nails, waxing beyond brows, or medical-adjacent skin work, use the custom-quote form. CoverSmart online is hair-path only.

Serving professionals around Louisville, Lexington, Bowling Green, Owensboro, Covington, Richmond and statewide.

Someone who has inspected shops, not just sold policies

Amanda Hill brings former Ohio State Board inspector experience into Stockton-Hill Insurance work. Kentucky readers get straight answers on path fit and certificate edits.

Call (502) 343-3021